What are the best Vanguard mutual funds to invest in.?
Question by Ben H: What are the best Vanguard mutual funds to invest in.?
I have a little bit of money i would like to invest with. I was speaking with an investment guy and he said that with the amount of money i have i should spreat it out 25 percent to Large Company US funds, Small Comp US funds, International Funds, and then a Bond Fund. My question is there aer so many funds to choose from i don’t know what the best one for me would be.
I am a college student, just getting into my carreer and i just need a little further advice can anyone help?
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For bonds, if you can do two funds I would go with the Short Term Bond Index and the Long Term Bond Index funds. If you have to pick one, go with just the short term.
For international, the Emerging Markets Stock Index has a small sales load (I think it is 1/2%) but that is the place to be. If you want to avoid the load go with the Total International Stock Index. Or do both. But you want heavier exposure to emerging markets than just the Total Int’l Stock Index provides.
The Large Cap Index Fund, Small Cap Value Index and Value Index Fund for stocks.
If you want a gold holding put no more than 5% of your total into the Precious Metals & Mining Fund.